In social media spreads warning that possible criminal equipped with contactless POS terminals, carry out illegal and unauthorized payments only bringing the device into the pocket of an unsuspecting victim in the standing portfolio to it, which in turn contains a contactless credit card.
In theory, this is possible, but the deceiver must be very experienced, which means that it would happen quite rarely. According to the ThatsNonSense.com this type of crime is not reported often. Also in a similar incident would have you recovered the stolen money.
In most countries, banks now offer its customers contactless cards that work only contact with contactless POS terminals to resolve payment, requiring no signature or PIN. This kind of payments are limited to a certain amount per transaction. In Bulgaria, for example, the limit is 25 lev.
In theory it is possible to happen someone came contactless POS device to your wallet in your pocket and make unauthorized payment. There contactless portable terminals that can be used anywhere within range of the base unit them. They transmit details of the payment to the bank via Wi-Fi, 3G, or Bluetooth.
A number of tests have shown that the contactless technology has the potential to penetrate some clothing and fabrics. Enough POS terminals to be close enough to the contactless chip bank card payment can be made. In this case, the criminal who must be previously set up your device by introducing the desired amount to be paid to the limit for contactless payment (25 lev for Bulgaria).
However, if a person decides to undertake this type of crime, it would have been far more complicated than just to acquire a contactless terminal. British bank NatWest explains that anyone who wants to use such a device, which may make payments by bank cards must have a registered business to be able to get a Merchant ID (identification code for traders), which is necessary to work with contactless terminal. This would mean that the person must provide certain information about yourself on company payments (eg Visa), including references to credit indebtedness.
Another problem would be that bank transfers inevitably issued digital "paper trail." Any suspicious payments can be traced to the account to which they were sent the money.
Given the risky nature of this type of crime and the skill required to delete all traces that lead to the perpetrator is unlikely to ever become a popular criminal activity.